ladder life insurance review | Ladder life insurance wiki

ladder life insurance pros 

1. Up to $8 million in term coverage available 2. Policies available in all 50 states and Washington, D.C.

3. Offers policyholders the ability to decrease or apply to increase coverage over the year 4. No medical exams required for some applicant

ladder life insurance Cons

1.No whole or universal life coverage 2.No policy rider 3. No coverage beyond age 70

 Between $100,000 and $8 million in term coverage is offered to applicants ages 20 through 60

 As your life and financial needs change so can your coverage decrease or apply to increase your death benefit at any time without fees or penalties

 Coverage can last up to age 70 and is offered to applicants in all 50 states and Washington, D.C

No whole or universal life coverage is available, nor does Ladder offer riders on their term policies

Ladder currently has a rating of 4.8 out of 5 stars on Trustpilot, with more than 1,900 consumer reviews